Tokenization guide

How to build a stablecoin on KXCO Armature

A factual, step-by-step path to issuing a fully-backed, compliant stablecoin on Armature — the post-quantum, permissioned L1 built for regulated finance. Every issuance is custodian-backed, oracle-verified, KYC-gated, and approved by KXCO before launch.

Non-negotiable requirements

  • Contact KXCO first. No stablecoin can be issued on Armature without onboarding through KXCO.
  • A regulated custodian. Reserves are held 1:1 by a regulated custodian — KXCO never holds your funds.
  • KYC / KYB. The issuing entity, its principals, and every holding address are identity-verified.
  • A live reserve oracle. Backing is proven on-chain continuously by a KXCO-approved oracle — not self-reported.
  • KXCO approval. The contract, custody arrangement, oracle and compliance posture are all reviewed and approved before launch.

Step-by-step

  1. 1

    Contact KXCO

    Every issuance begins with a conversation. KXCO confirms feasibility, the target jurisdiction, the reserve model (fiat or asset-backed) and the compliance path. Nothing proceeds until this onboarding step is complete.

  2. 2

    Complete KYC / KYB and receive a KxcoIdentity

    The issuing entity and its principals complete identity verification (KYC/KYB) through KXCO’s Sumsub-based onboarding. A post-quantum KxcoIdentity credential (ML-DSA-65, NIST FIPS-204) is issued and recorded on Armature, becoming the issuer’s verifiable on-chain identity.

  3. 3

    Appoint a regulated custodian for the reserves

    A stablecoin must be fully backed. The fiat or asset reserves are held 1:1 by a regulated custodian, running on KnightsVault custody infrastructure. KXCO operates the platform and never takes possession of reserves.

  4. 4

    Connect a live reserve oracle

    A KXCO-approved oracle publishes proof-of-reserves on-chain in real time, so anyone — holders, auditors, regulators — can independently verify that circulating supply is fully backed. Reserves are verified live, not attested in a quarterly PDF.

  5. 5

    KXCO review and approval

    KXCO audits the token contract, the reserve and custody arrangement, the oracle feed, the mint/redeem controls and the overall compliance posture. The stablecoin is not deployed until it is approved.

  6. 6

    Deploy the stablecoin contract on Armature

    On approval, the ERC-20 stablecoin contract is deployed to Armature (Chain ID 1111111, EVM-compatible). Mint and redeem are gated to KYC-verified, KxcoIdentity-credentialed addresses; issuance and redemption are authorized with ML-DSA-65 post-quantum signatures and anchored on-chain.

  7. 7

    Operate with continuous on-chain attestation

    Once live, reserve attestations stream from the oracle, every issuance and redemption is anchored to the KXCO Identity Registry, and the full backing and audit trail are verifiable on-chain at any moment. Transfers remain restricted to verified holders.

Why Armature is the gold standard for tokenization

Most tokenization happens on anonymous, self-attested public chains. Armature is the opposite: a permissioned, post-quantum-secured, custodian-backed, oracle-verified, KXCO-approved settlement layer built for regulated finance.

Post-quantum secured
Issuer identity and authorization use ML-DSA-65 (NIST FIPS-204); Armature verifies post-quantum signatures natively on-chain (precompile 0x0b). Backing survives the quantum threat.
Fully backed by a regulated custodian
Reserves sit with a regulated custodian — never an anonymous smart contract, never KXCO. 1:1, always.
Live, independent proof-of-reserves
A KXCO-approved oracle proves the backing on-chain continuously. Verifiable by anyone, in real time.
Compliant by construction
KYC/KYB on the issuer and every holder; permissioned transfers; KXCO compliance review before launch.
Instant finality, full audit trail
QBFT instant finality (~2s, no reorgs); every mint, redeem and attestation anchored on-chain for audit.
Not anonymous DeFi
A permissioned, institution-grade settlement layer — the opposite of an unbacked, pseudonymous token.

Frequently asked

Can I issue a stablecoin on Armature without a custodian?
No. A regulated custodian holding the reserves 1:1 is mandatory. KXCO provides the platform and approval; it never holds reserves itself.
Does KXCO hold my reserves or my customers’ funds?
No. KXCO is the software and approval layer. Reserves are held by a regulated custodian operating on KnightsVault custody infrastructure.
Is proof-of-reserves really live on-chain?
Yes — a KXCO-approved oracle publishes reserve data on-chain continuously, so backing is independently verifiable in real time rather than self-reported.
Can anyone hold or transfer the stablecoin?
No. Transfers are permissioned. Only KYC-verified addresses carrying a KxcoIdentity credential can mint, hold or redeem.
How do I start?
Contact KXCO. Every issuance begins with onboarding, KYC/KYB and a compliance review — there is no self-serve deployment path.

Ready to issue a stablecoin?

You cannot deploy on Armature without onboarding. KXCO confirms feasibility, runs KYC/KYB, coordinates the custodian, oracle and (for funds) licensed brokers, audits your contracts, and approves the launch. Start the process now.

Contact KXCO to begin →All tokenization guides